Find out more about your payment options and plans.
Will I be charged any interest on EMI payment?+
EMI options are available across multiple banks with interest rates varying based on the selected tenure and issuing bank. Customers can choose flexible repayment durations ranging from 3 to 24 months, with applicable interest rates defined by their bank. Please note that the full transaction amount will be charged to your card at the time of purchase, and the EMI conversion will be processed as per your bank’s terms.
Are there any hidden charges?+
There are no hidden charges on your order. All applicable taxes, including octroi or sales tax, are covered by Home Centre. You only need to pay the exact amount shown in your order summary at checkout.
Is there a price limit on Cash on Delivery purchases?+
Cash on Delivery (COD) limits may vary based on your delivery address and Pincode. To know the exact COD limit for your location, please contact our customer support team. Alternatively, you can choose other convenient payment options such as Debit Card, Credit Card, NetBanking, or Wallets.
Can I club my wallet payment with other payment methods?+
Yes, if you have a HomeCentre voucher code or My Credit balance, you can combine it with your wallet while making a payment.
How do I pay using Wallets?+
Paying with a digital wallet is quick and simple. Add your desired products to the basket and proceed to checkout. On the payment page, select the Wallet option, choose your preferred wallet such as Paytm, MobiKwik, or JioMoney, and log in to complete the payment using your wallet balance. Your order will be placed instantly.
What is a wallet?+
A wallet is a secure and convenient digital payment method that lets you make purchases without using cash. You can easily pay for your orders on LifestyleStores.com using popular digital wallets like Paytm, MobiKwik, and JioMoney for a fast and seamless checkout experience.
Can you transfer the amount in My Credit balance to my bank account?+
My Credit balance is non-transferable and cannot be withdrawn as cash or transferred to a bank account. It can only be used for making purchases across our brands through our online platform.
What payment methods do you accept?+
We accept a variety of payment methods: - Credit/Debit cards - NetBanking. - Cash on Delivery. - UPI (Google pay, BHIM, Phone Pe, Paytm, WhatsApp Pay)...
What is a ‘EMI’?+
EMI is one of the payment methods available on our sites and apps. It allows you to pay for your orders in easy monthly installments, provided you hav...
How do I make a payment using EMI option?+
If your order is eligible for purchase on EMI, you can select ‘EMI’ as the payment mode during checkout. Follow these simple steps: 1. Choose your cre...
Are all orders eligible for payment by EMI?+
Orders above Rs.3,000 and above are eligible for an EMI payment. Your card issuing bank or payment partner has the discretion to either approve or rej...
Which credit cards can I use for EMI payment?+
We are supporting all major credit cards from ICICI Bank, HDFC Bank, Citibank, SBI Card, Standard Chartered Bank, Kotak Mahindra Bank, Axis Bank, HSBC...
What are the tenure options available for EMI payments?+
You can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks: *18 & 24 months EMI options...
What happens if I cancel my order in the middle of my tenure?+
If you cancel or return an order purchased using EMI, we will initiate the refund as per our Return policy . You will then need to contact your bank t...
How is EMI charged for an order?+
1. As soon as you complete your order, you will see the full amount charged on your credit card. 2. After 3-7 days, your bank will convert this into a...
What should I do if my payment attempt fails?+
If your payment has failed, please try again after checking whether your account details, billing address, Debit or Credit Card details, NetBanking de...
Will I have to pay anything extra if I choose Cash on Delivery?+
Yes, you have to pay additional charge of Rs.30 for Cash on Delivery over and above the shipping charge.
How do I pay if the Cash on Delivery option is not available for my address?+
If our courier partner cannot offer Cash on Delivery for your address, try NetBanking or pay with your Debit or Credit Card. If you do not have these...
Why isn't Cash on Delivery a payment option to me?+
Our courier partners are unable to offer the Cash on Delivery service at a few locations. If you live in one of these locations, you can still choose...
How do I add a wallet on my phone?+
Download the wallet app on your Android phone or iPhone and install it. Once select the desired wallet, you will be redirected to the wallet portal, s...
How do I load money into my wallet?+
To do that, the wallet app needs to be downloaded to your mobile device.
Is it safe to shop online with my Debit or Credit Card?+
Yes. We use best-in-class 256-bit SSL encryption to secure and protect your shopping experience.